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Registering Your Property at HM Land Registry

HM Land Registry are responsible for managing the national register of land and since 1 December 1990 it has been compulsory to register land when certain events take place, including a change of ownership. There are lots of properties where these events still have not taken place over the last 30 or so years and, in fact, in 2019 14% of properties in England and Wales remained unregistered.

Cohabitation Agreements And How They Can Protect Unmarried Couples Who Live Together

More and more couples are choosing to live together without getting married. The number of unmarried couples living together has now doubled since the mid 1990s. Many assume that they will have the same rights as married couples if they separate. However, under English Law there is no such thing as ‘common-law’ marriage.

What is the registered charge on a property?

If you take out a mortgage to buy your home, your lender will almost certainly register a charge against it at the Land Registry. The charge does not transfer ownership. However, it will give the lender important rights, including the ability to sell your home if you default on your loan.

Registering Your Property at HM Land Registry

Cohabitation Agreements And How They Can Protect Unmarried Couples Who Live Together

What is the registered charge on a property?

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